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International Business

CONNECTdotNET - AOP

CONNECTdotNET was formed in the first quarter of 2014 with an aim to becoming not only a software house but also provide IT Consultancy, Management Consultancy and IT support, as the team comprises of not only technical people but also include resources having strong management background, with proven track record. CONNECTdotNET is basically a partnership firm incorporated in Pakistan.

As a software house we have expertise and proficiency in all the latest tools like ASP.NET, PHP.NET and Java, with Oracle, SQL Server and MySQL as databases. We have capabilities of Andriod and iOS development through our JV members.

The partners of the company enjoy rich experience in development, implementation and support of various products within Pakistan as well as internationally. The partners during their employment with previous employers have developed and implemented the following products;

  • Securities Depository System
  • Securities Clearing and Settlement System
  • Asset Management System
  • Custody Management System
  • Share Registrar System
  • E-Commerce and Web Portals
  • Android Development
  • iOS Development
  • Voice Biometrics
  • eKYC
  • Remote finger biometrics

Our Services

E-Commerce Solutions

CONNECTdotNET provides unique e-commerce solution which provides an unlimited horizon to the users as well the vendors.

Third Party E-Commerce Integration

Our services are open for every other solution. They can be integrated to our systems or to another third party service provider.

Financial Solutions

Rich experience in implementing financial solutions for stock market, stock brokers and capital finance industry.

Mobile Development

We have rich Experience in ios and Andriod business applications.

Merchant Aggregators

CONNETdotNET is now a Merchant Aggregator enabling merchants to collect dues online for goods and services offered. We are integrated with 1Link as Bill Payment Services Providers and also integrated with EasyPaisa for Mobile money. We are also integrated to collect using cards both debit and credit cards.

CURRENT PROJECTS / SERVICES

We are currently the development partners of Emergent Payment Ghana formerly Interpay, a company incorporated in Ghana in 2013. We launched Interpay
( https://www.interpay.global ) in July 2014, now under Emergent Payments Africa ( https://www.emergentpaymentsafrica.com )

Interpay: An online payment platform / payment processor that connects merchants to local and international payment capabilities. We are serving with a vision to connect businesses with customers in emerging markets and make it possible for consumers and businesses to make, receive, and manage all kinds of payments.

BENEFITS OF USING INTERPAY

We offer our merchants the ability to:
  • Receive & send payments anywhere and anytime
  • Take their businesses online
  • Generate electronic billing and receive electronic payments
  • Automate their disbursement processes
  • Authenticate and reconcile all payments

SCHOOL FEE MANAGEMENT

We are successfully running online fee billing and collection for two Universities in Ghana since July 2014 with over 40,000 students

Our Global Footprint

Interpay is operation in Ghana since July 2014. As of date we have processes transactions over 500,00 valuing over US$50.00 million. We have integrated with following payment partner in Ghana;

Pay Partner's Ghana

Clients In Ghana

Exclusive Development Partner

CONNECTdotNET is working as exclusive development partner for Interpay and has successfully developed and launched the following services in Ghana, with the aim expand it across Africa;

Following are some achievements in Ghana, keeping in view the entire population in Ghana is less than 25.0 million;

  • NHIA (National Health Insurance Authority Ghana): We their exclusive partners for online collection of premiums using USSD, web and mobile app. And we also exclusive service to authenticate insurance claims. The total insured population in Ghana is 11.0 million. More then 70% collections has now moved to online using us from the conventional payment methods. Average daily collection through our system is GHS 325,000 (Approx. PKR 9.0 million )
  • UPSA (University of Professional Studies Accra): Students of UPSA pay all their dues and fees through us. We are the only payment option for them and handle very complex fee structure, where each bill have more than 5 fee items and each fee is linked to a different bank account. The total student strength is 40,000 with an average fee of GHS 4,000 (Approx Rs.108,000 per student per year)
  • USD 1 Million Grant from MasterCard Foundation: We won USD 1.0 million grant under the financial inclusion umbrella to automate informal savings and loan repayments for the unbanked, and population in the rural areas. The project was successfully launched in 2017 and is still running with success. We have received recognition on this project from the donors.

Moreover we specialize and implement all possible channels supported by a country including;

  • Web, Mobile apps
  • USSD, SMS (One way and two way)
  • Chatbots (Messenger, Whatsapp, Telegram)
  • Mobile on POS devices
  • Voice authentications
  • Text to voice
  • Call Center enabled payments

CONNECTdotNET plans transfer of funds through credit/debit cards and mobile wallet for following businesses, offering many to many solution rather than one to many in most of the cases currently available in the market:

  • Insurance
  • Asset Management
  • Microfinance Banks
  • Investment Bank
  • Education sector

As we are just entering the local market, we are not in a position to predict right now business volume to be generated from the above businesses. However, with our experience from Africa, we are very confident to do well. For foresee some quick wins and to steadily grow business in the initial months and then disrupt the market with innovate solutions and some foreign merchants entering Pakistan.